Attention homeowners in Fremont and Alameda County: Need an appraisal?

Check out the top reasons CA homeowners need Ace Appraise Inc.:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. To challenge a CA property tax assessment
  3. Remove PMI to cut your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate

Need help deciding the price of your house in or near Fremont, CA?
Contact Ace Appraise Inc..

At Ace Appraise Inc., we understand the unique needs of a customer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. Being a regular person not in the real estate field that most likely doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Ace Appraise Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to cancel PMI

A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Ace Appraise Inc., we're experts in helping clients just like you delete unnecessary PMI insurance.

Challenging a property tax assessment

Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an appraisal report from Ace Appraise Inc. is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Ace Appraise Inc. can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Ace Appraise Inc. can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.